In The Digital Age Everyone Is At Risk

Who Needs Cyber Liability Insurance?
Every type of organization, from global companies to mom and pop shops that use technology to do business, face cyber risk. As technology becomes more complex and sophisticated, so do the threats that businesses face. This is why every business and organization needs to be prepared with both cyber liability insurance and an effective cyber security plan to manage and mitigate cyber risk. At Travelers, we understand the complexity of cyber threats. We have solutions to help insure and protect your business assets.

What is Cyber Liability Insurance?
Cyber liability insurance is an insurance policy that provides businesses with a combination of coverage options to help protect the company from data breaches and other cyber security issues. It’s not a question of if your organization will suffer a breach, but when. Travelers cyber insurance policyholders can also access tools and resources to manage and mitigate cyber risk — pre-breach and post-breach.

What does Cyber Liability Insurance cover?
Cyber liability insurance can cover costs associated with data breaches and cyber attacks on your business. Those costs can include such things as lost income due to a cyber event, costs associated with notifying customers affected by a breach, costs for recovering compromised data, costs for repairing damaged computer systems and more.

Cyber coverage can be a crucial safeguard against the devastating financial consequences of a cyber attack. Travelers offers customized insurance solutions depending on your business’ level of risk, with coverage options available to address:

  • Forensic investigations
  • Litigation expenses
  • Regulatory defense expenses/fines
  • Crisis management expenses
  • Business interruption
  • Cyber extortion
  • Betterment

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